Switch Talk

Switch Commerce blog discusses industry news, terminal management, atm processing credit card processing best practices and new technology.

Mobile Payments SXSW 2012

The mobile payment industry has seen tremendous growth in recent years, although the industry’s has been developing for much longer. Much of the heart of today’s mobile payment solutions was started in 2002 with MasterCard’s introduction of its PayPass system. PayPass allowed customers to tap their debit or credit cards to pay, and its popularity grew steadily over the years. Near field communication, or NFC, works in a similar manner to PayPass and is actually somewhat of a variant of PayPass. With large companies like Google and the most popular cell phone carriers jumping into the mobile payments world, the industry is poised for major growth. Read more

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Small Business Credit Card Processing

In today’s marketplace, consumers expect to pay with their credit cards in most instances. Even small businesses and fast food restaurants are increasingly accepting credit card payments. Over the Internet, it is essential to allow customers to pay with their cards online.

Many providers offer small business credit card processing, but the quality of service that you will get can differ widely depending on the company selected. There are some basic factors to consider when choosing a provider that can help you get the best value for your money. Read more

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Retail Credit Card Processing

Getting Set Up For Retail Credit Card Processing

Most retail establishments accept credit cards from customers for merchandise purchases. Some tried to avoid this common practice, but people are using credit cards for more of their buying needs than cash or checks. The convenience afforded by a credit card is just one of the many reasons retail customers want to make purchases with a credit card.

Merchants are smart to take the retail credit card processing agreement very seriously because of the importance of this type of payment. Merchant services providers offer excellent packages for retailers of every size. Since the merchant account handles monetary transactions, there are some specific actions that must be taken to maintain a retail merchant account and remain compliant with the agreement. Even though additional effort is required, the importance of the integrity of the merchant account cannot be overstated because customer trust is essential to repeat sales. Read more

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SwitchPay - Mobile Payments

With the development of more robust technology, it’s a good time to compare mobile credit card processing technology to traditional credit card processing.

Faster, cheaper, lighter: words that spell out OPPORTUNITY to most businesses are exactly what is driving merchants to adopt mobile payment processing. As a merchant looking out for the best deal to accept credit cards, changes in payment processing technology may be pushing mobile credit card processing up on your “hot list”, but are you sure it’s the best option for your business? Read more

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Mobile Credit Card Processing

What if you could accept credit cards anywhere—no matter the market you visit or payment services offered by a given trade show organizer? Mobile credit card processing is the key to completing sales swiftly and cost-effectively, and if you’re an “event vendor” or traveling exhibitor, chances are you’re a candidate for a merchant account to accept credit cards on the road.

Mobile credit card processing makes retailing at product showcases make sense. When you travel with a web-enabled smartphone and your mobile swiper, any merchant can be armed to accept credit cards on-the-go. It’s a payment processing solution that means trade show merchants can bond with visitors and close sales wherever they roam; it means no more tethering staff to a booth or traditional cash register line out of fear of losing sales. Plus, you get to help customers before they have a chance to walk away from long checkout lines. Read more

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Post image for ATM Processing Tips For ISO & IAD ATM Business

If you’ve been in the ATM processing business a while, you may be feeling like the ATM ISO world has seen better days. Profits are not nearly like we’ve seen in the “good ole days”, especially in the face of the recession and credit crisis. Many can’t help but note how the cost of doing business has jumped, but we’re a resilient bunch—able to weather the current economic storm and come out on top by taking the initiative on a few key issues.

As it becomes more complicated to keep operational costs low, keep terminals compliant, and simultaneously thwart off high tech and low tech ATM thieves, let’s take a look at a few ATM ISO concerns and three tips for coming out on top in the ATM business today. Read more

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Mobile Credit Card Processing From Your Phone? Read Options First

by Switch Commerce September 19, 2011
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With the coming of age of pop-up retailing, technology now allows many merchants to accept credit cards out in the field, lending different levels of freedom and mobility, depending on the type of credit card processing you choose. If you’ve ever wondered how payment processing technology can serve your needs better in generating revenue out [...]

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Restaurant Credit Card Processing: 10 Things To Consider

by Switch Commerce September 16, 2011
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Everyday consumers have been trained that restaurants accept credit cards. As diners, we have come to expect that ordering anything, from a quick take-out meal to fine dining, comes with the convenience of being able to pay with a credit or debit card. This makes credit card processing a must for food service merchants. As [...]

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How Is ATM Management By Smartphone Better?

by Switch Commerce September 14, 2011
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The life of an ATM ISO and IAD is go-go-go all the time. While you’ve been trekking from terminal to terminal by day and fumbling with scanners, faxes and paperwork, how many times have you wondered if there was a better way? The emergence of mobile ATM management could be exactly the kind of relief [...]

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ATM Processing: Are Criminals Targeting Your ATMs?

by Switch Commerce September 9, 2011
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In the face of the recession, thieves are employing more innovative schemes to create economic opportunity for themselves. Most ATM thefts involve criminals driving a vehicle into a storefront where the ATM is ripped from its mooring and hauled away. Others involve criminals simply driving up to a freestanding exterior ATM and tearing the terminal [...]

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